Terms & Conditions

The basic ground rules for using our free financial tools.

Welcome to ByajMukti.in. By accessing this website, we assume you accept these terms and conditions. Do not continue to use ByajMukti.in if you do not agree to take all of the terms and conditions stated on this page.

1. Use of Calculators and Tools

We have built the calculators on this website strictly for educational and informational purposes. The math running behind these tools is based on standard banking formulas used in India. However, banks may have daily compounding methods, specific leap year rules, or hidden processing fees that cannot be accounted for in a simple web tool. Therefore, the outputs generated by our calculators are estimates and should not be used as binding financial documents.

2. Limitation of Liability

Under no circumstances shall ByajMukti.in or its team be held legally liable for any financial decisions you make based on the numbers shown on this site. You must always confirm exact foreclosure amounts, EMI schedules, and GST charges directly with your bank branch or loan relationship manager before making any payment or balance transfer.

3. License and Intellectual Property

Unless otherwise stated, ByajMukti.in and its licensors own the intellectual property rights for all material on the website. All intellectual property rights are reserved. You may access this from ByajMukti.in for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

4. Links to Other Websites

Our website may contain links to third party websites, banking portals, or services that are not owned or controlled by ByajMukti.in. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party websites. We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.

5. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.